Investment Due Diligence

Take charge of your investment choices.

Developing and maintaining a robust investment menu for a retirement plan is an active fiduciary responsibility for plan sponsors. Having a process in place is critical to the health of the plan as well as its performance. At Capstone, we take on the role of a 3(21) co-fiduciary to help plan sponsors implement a prudent process for their investments. Through our proprietary methodology, we provide plan sponsors with a complete analysis that seeks to achieve a balanced mixture of active, passive and asset allocation strategies.

Our investment due diligence process begins with investment menu design and analysis. As we review managers, we strive to maintain an unbiased perspective by using an open architecture model that aims to removes any conflict of interest. This philosophy aims to lead plan sponsors to “best-in-class” money managers, regardless of the fund family. Our process incorporates both quantitative and qualitative factors as a way of measuring the relative performance, characteristics, behavior and overall appropriateness of a fund for inclusion into a plan as an investment option.

Investment services:

  • We serve as a 3(21) or 3(38) fiduciary under ERISA through Kestra Advisory Sevices, LLC
  • Investment menu design and analysis
  • Model portfolio construction, rebalancing and performance reporting
  • Investment manager cost analysis
  • Qualified Default Investment Alternative (QDIA) consulting
  • Investment monitoring:
    • Proprietary Scorecard System
    • Manager selection, screening and monitoring
    • Investment Committee consulting
  • Quarterly investment reviews

97% of organizations review the plan’s investments with their financial advisor at least annually. In fact, a need for investment expertise is the main reason they hired a financial advisor for the plan. 70% of plan sponsors indicate that the plan’s financial advisor is the key driver in deciding to make changes to the plan.

— 2016 Fidelity Plan Sponsor Satisfaction Survey

About Capstone Retirement Group

Capstone Retirement Group is a professional retirement plan consulting practice. We partner with plan fiduciaries to help identify and implement the optimal retirement plan for their organization.

7777 Leesburg Pike, Ste 301N
Falls Church, VA 22043
Tel: 703.291.8200
Fax: 202.747.5267


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FINRA’s BrokerCheck

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Capstone Retirement Group is not affiliated with Kestra IS or Kestra AS.