Investment Due Diligence

Take charge of your investment choices.

Developing and maintaining a robust investment menu for a retirement plan is an active fiduciary responsibility for plan sponsors. Having a process in place is critical to the health of the plan as well as its performance. At Capstone, we take on the role of a 3(21) co-fiduciary to help plan sponsors implement a prudent process for their investments. Through our proprietary methodology, we provide plan sponsors with a complete analysis that seeks to achieve a balanced mixture of active, passive and asset allocation strategies.

Our investment due diligence process begins with investment menu design and analysis. As we review managers, we strive to maintain an unbiased perspective by using an open architecture model that aims to removes any conflict of interest. This philosophy aims to lead plan sponsors to “best-in-class” money managers, regardless of the fund family. Our process incorporates both quantitative and qualitative factors as a way of measuring the relative performance, characteristics, behavior and overall appropriateness of a fund for inclusion into a plan as an investment option.

Investment services:

  • We serve as a 3(21) or 3(38) fiduciary under ERISA through Kestra Advisory Sevices, LLC
  • Investment menu design and analysis
  • Model portfolio construction, rebalancing and performance reporting
  • Investment manager cost analysis
  • Qualified Default Investment Alternative (QDIA) consulting
  • Investment monitoring:
    • Proprietary Scorecard System
    • Manager selection, screening and monitoring
    • Investment Committee consulting
  • Quarterly investment reviews

97% of organizations review the plan’s investments with their financial advisor at least annually. In fact, a need for investment expertise is the main reason they hired a financial advisor for the plan. 70% of plan sponsors indicate that the plan’s financial advisor is the key driver in deciding to make changes to the plan.

— 2016 Fidelity Plan Sponsor Satisfaction Survey

About Capstone Retirement Group

Capstone Retirement Group is a professional retirement plan consulting practice. We partner with plan fiduciaries to help identify and implement the optimal retirement plan for their organization.

7777 Leesburg Pike, Ste 401N
Falls Church, VA 22043
Tel: 703.291.8200
Fax: 202.747.5267

Investor Disclosures

Check the background of this firm on:

FINRA’s BrokerCheck

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Capstone Retirement Group is not affiliated with Kestra IS or Kestra AS.

This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS nor Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 844-553-7872.